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If you need a reliable and quick way to get some cash, a collateral loan is one option that may be worth taking advantage of. There are many benefits to this type of loan, from a faster application process to a lack of impact on your credit score. However, like all loans, collateral loans work well in some situations and not in others. Read below to find out some more information about the pros and cons of collateral loans. (more…)

The diamond industry is one of the most lucrative and sought-after luxury goods markets in the world. In recent years, the global diamond jewelry market has seen a significant surge in demand, especially from emerging countries such as China, India, and Russia. The United States is also a major player in this market, accounting for nearly 25 percent of all global diamond jewelry sales. (more…)

No matter if you’re a dedicated coin collector or have a single piece of unusual currency you picked up at a coin show, there’s no doubt that accuracy is key when dealing with rare coins. If you want to turn an old coin collection into cash or sell a few pieces to make room for more, it’s crucial to find an experienced expert who can accurately assess and price the coins you plan on selling. However, even in the age of the Internet, finding the right professional coin buyer isn’t as simple as searching “coin selling near me.” It can be tricky to find a reputable coin buyer with the skills and knowledge that you need. (more…)

Have you inherited a mysterious and beautiful diamond necklace or recently purchased an eye-catching bracelet that demands closer examination? Do you plan on purchasing diamond earrings in the future, or have you already been gifted a diamond engagement ring? Whatever form they take, there’s no doubt that “diamonds are forever” in both their beautiful appearance and significant value as a financial investment. (more…)

When it comes to financial and economic uncertainty, few things leave us feeling more vulnerable than bank failure. Bank failure can have a lasting negative impact on individuals, families, and communities who find themselves without access to critical banking services. The recent collapse of Silicon Valley Bank, Signature Bank, and several other large financial providers proves that even well-established and well-funded institutions can fail. (more…)

It’s no secret that the fashion industry is constantly changing, and trends tend to come back around like a revolving door. It’s challenging to keep up with the ever so changing fashion trends and not to mention how costly it can be. Consumers have now turned to the resale side of the fashion industry by selling their used handbags and using their money to fund their new purchases. It’s a great way to get one more use out of your old handbags or pieces you’re no longer wearing. Some other ways to ensure maximum use of your vintage items are trading closets, upgrading to a more updated piece, and swapping items with friends. (more…)

Circumstances change, and trends come and go. The longer you have your diamond jewelry, the more likely you will decide it’s no longer serving its purpose or bringing you joy. No matter why you choose to sell your jewelry or loose diamonds, navigating the selling process can feel overwhelming. One question you may have is whether you can sell your diamonds without a certificate. The good news is that selling your diamond piece without a grading report is possible, although it’s not the ideal option. To help you understand the importance of diamond grading reports, we explain what’s included in these certificates and your options for selling items without them. (more…)

Numismatists understand that they are not simply paying hundreds of thousands of dollars (or even millions of dollars!) for a piece of metal. Instead, they are buying and investing in a piece of history. If you’re interested in building your own coin collection, you may be curious to know which coins hold the most value. While it’s not likely you will have one of these rare coins hiding in your dresser drawer or attic, it’s still fascinating to learn about the rarest and most valuable coins in the world. These coins earned their value for several reasons — from controversial minting to marketing stunts — but their true worth lies in their rich histories. Here’s everything you need to know about the seven rarest coins. (more…)

While jewelers love closing sales with the saying, “diamonds are forever,” this is not always true. If you’re in a position where you need (or want) to sell your diamond jewelry, know that you’re not alone. The experts at The Jewelers & Loan Co. are here to help you navigate the overwhelming (and sometimes confusing) process of selling diamond rings, necklaces, bracelets, and earrings. Here are our top tips for selling diamond engagement rings and other pieces of jewelry. (more…)

Whether you’re interested in buying collectibles or have a handful of jewelry pieces you would like to sell, it’s important to know what materials these items are made of. It’s not enough to simply know they’re “silver” pieces. You need to know what type of silver. This information could make or break your sale (meaning you could lose money if your item is incorrectly categorized). Before you start adding to your collection or selling your inherited jewelry, read this guide to learn about the main differences between sterling silver and fine silver. (more…)